Mix and let stand for 30 minutes:
1 1/4 cups quick cooking oats
1 1/4 cups milk

In separate bowl mix together:
1 1/4 cups flour
4 tsp. baking powder
1 tsp. salt
1 tsp. cinnamon
1 egg
1/2 cup cooking oil
1/2 cup brown sugar
1/2 cup raisins
1 mashed banana and/or 1 apple (chopped fine)

Add oatmeal mixture to flour mixture after 30 minutes. Fill in greased or paper-lined muffin cups. Bake at 400 degrees for 15 minutes or until toothpick comes out clean.